PesaPesa is an app on your smartphone that takes care of payments and receipts of credits between people without the intervention of a bank or payment provider.
With this app, credits can be transferred to their bank account or PayPal, or the app can be upgraded with credits from their bank account or through PayPal.
The market is locals, mom and pop shops, and supermarkets. People get paid by credits transfer from employer to employee, mostly day labourers and workers without bank accounts.
People pay for their daily shopping by transferring credits to local vendors.
Tourists visiting an African country also benefit with the PesaPesa app.

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